VA Cash-Out Prep Kit

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Getting your paperwork ready for a VA cash-out refinance

Step 6: closing prep

Prep note

You should receive the Closing Disclosure at least three business days before closing. Compare it with your Loan Estimate, confirm the funding fee or exemption, and check the cash you will receive. On a refinance of your home, you generally have three business days after signing to cancel before funds are disbursed.

Last reviewed against the primary sources listed below.

Final checks

  1. Closing Disclosure against Loan Estimate.
  2. Funding fee line or exemption.
  3. Payoff amount and cash to you.
  4. Right to cancel dates.

Prep questions

When do I get the cash from a VA cash-out refinance?

Usually after the three-business-day cancellation period on a refinance of your primary home.

VA and federal sources

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