VA Cash-Out Prep Kit method
How we research
Prep note
The method behind VA Cash-Out Prep Kit is simple to state: find the governing document, quote it accurately, explain it plainly and link it. VA's cash-out refinance pages, the VA funding fee schedule and CFPB closing guidance are the main references for the prep kit, and they are rechecked first.
Last reviewed against the primary sources listed below.
Where questions come from
Search suggestions show how people phrase their questions. We collect those for free, group them and answer the ones inside this site's scope.
Sources we rely on
Pages cite these primary sources, among others. Each guide lists the exact sources it used at the bottom of the page.
- VA: Cash-out refinance loan
- VA: How to request a VA home loan Certificate of Eligibility
- VA: Apply for a Certificate of Eligibility online
- VA: Your VA home loan entitlement
- VA: VA funding fee and loan closing costs
- VA: Interest rate reduction refinance loan
- VA Lenders Handbook (M26-7) on KnowVA
- 38 U.S. Code section 3709: Refinancing of housing loans (LII)
How a page is checked
- Each factual statement is matched to a primary source.
- Plain-language wording is compared back to the source so meaning is not lost.
- The review date at the top of the page is updated only after that check.
Pages written this way
- Getting your COE for a VA cash-out refinance
- Income documents for a VA cash-out refinance
- The VA appraisal on a cash-out refinance: how to prepare
- VA cash-out occupancy and seasoning requirements
- VA cash-out net tangible benefit and loan comparison
- VA cash-out refinance closing: the last week
- What are lender conditions on a VA cash-out refinance?
- What is a payoff statement and why does it matter?
About the VA Cash-Out Prep Kit list builder
Nothing entered into the VA Cash-Out Prep Kit list builder leaves your device, and no field comes prefilled.
VA and federal sources
- VA: Cash-out refinance loan
- VA: How to request a VA home loan Certificate of Eligibility
- VA: Apply for a Certificate of Eligibility online
- VA: Your VA home loan entitlement
- VA: VA funding fee and loan closing costs
- VA: Interest rate reduction refinance loan
- VA Lenders Handbook (M26-7) on KnowVA
- 38 U.S. Code section 3709: Refinancing of housing loans (LII)