Getting your paperwork ready for a VA cash-out refinance
VA and federal sources
Prep note
VA Cash-Out Prep Kit summarizes VA's cash-out refinance, COE and funding fee pages, the VA Lenders Handbook, 38 U.S.C. 3709 and CFPB closing guidance. It is not a government website.
Last reviewed against the primary sources listed below.
Updates
VA updates its pages and circulars; the date at the top shows our last comparison.
VA and federal sources
- VA: Cash-out refinance loan
- VA: How to request a VA home loan Certificate of Eligibility
- VA: Apply for a Certificate of Eligibility online
- VA: Your VA home loan entitlement
- VA: VA funding fee and loan closing costs
- VA: Interest rate reduction refinance loan
- VA Lenders Handbook (M26-7) on KnowVA
- 38 U.S. Code section 3709: Refinancing of housing loans (LII)
- CFPB: What is a debt-to-income ratio?
- CFPB: Do I have the right to receive a copy of my home appraisal?
- CFPB: What is a Closing Disclosure?
- CFPB: Closing on your new home