Getting your paperwork ready for a VA cash-out refinance
Proof of homeowners insurance
Prep note
Lenders need proof that the home is insured, usually a declarations page showing coverage, the policy period and the new lender as mortgagee. Ask your insurer to add the lender before closing.
Last reviewed against the primary sources listed below.
Ask your insurer for
- Current declarations page.
- Mortgagee change to the new lender.
Prep questions
Do I need new homeowners insurance to refinance?
Usually not, but the policy must name the new lender.
What is a declarations page?
A summary of your coverage.